Offer your merchants a variety of payment methods to enhance their customer's convenience and flexibility.
Enable instant payments to enhance merchant operational efficiency and streamline transactions.
Improve merchants' customers satisfaction by simplifying and speeding up payments.
Ensure security and prevent fraud while leveraging Alternative Payment methods (APM) solutions.
Where innovation meets convenience
Seamless Integration, Tailored Solution
Our APM payment services offer rapid and straightforward integration, introducing new payment methods that resonate with specific markets, customer groups, or merchant types. Enhance your transactional ecosystem with our tailored APM solutions to meet the vibrant and evolving needs of today’s marketplace.
A Wide Range of Options to Enhance the Digital Experience
- Device Compatibility: Supports Android and Tetra terminals.
- Versatile Payment Methods: Embraces widely-used options like Alipay and PayPal, with a catalog that's routinely enhanced to include local APMs for each market.
- Flexible Transaction Types: Accommodates various transactional needs including Sales, Cancellations, and Refunds.
Empowering Every Payment Scenario
APMs redefine what it means to transact, elevating every step of the payment journey.
- Merchant Scan: The merchant scans the APM's QR code (usually on the consumer's mobile phone).
- Consumer Scan: The consumer scans the terminal's QR code for the APM.
- Usage of these methods, or both, is determined by the APM and fully configurable by the acquirer/merchant.
Are Alternative Payment methods (APMs) secure for my business and customers?
Banks and Acquirers: Optimize payments
Maximize payments acceptance and management of estates and services for any business, everywhere.
Focus on your customers and move up the value chain with our tailored experiences and scalable solutions.
Fintechs and ISVs: Deliver new solutions and growth through scale
Grow your business smoothly through our global network and services.
Scale up your solutions with our connected ecosystem of partners.
Merchants: Elevate your brand experience
Accept payments the way your customers need.
Make the most out of each customer interaction with commerce solutions tailored to your business needs.
What are alternative payment methods (APMs)?
Alternative Payment Methods (APMs) refer to any form of payment that falls outside traditional credit and debit card transactions. These include digital wallets, Buy Now Pay Later (BNPL) services, QR code payments, mobile payments, cryptocurrencies, and other regional or emerging payment solutions. APMs are becoming increasingly popular due to their convenience and flexibility for both consumers and merchants.
Visit our dedicated Alternative payments page.
How easy is it to integrate these payment methods into my system?
Ingenico offers a complete developer journey to simplify the integration of Alternative Payment Methods (APMs) into your existing environment. With a full set of APIs, SDKs, and clear technical documentation, developers can easily build and deploy secure, high-performing payment applications. Our remote signature solution, eSign, streamlines the application signing process – enabling secure, software-based signing without the need for physical access to the terminal. Once your APM-ready app is signed, Ingenico’s Device Management makes it easy to remotely distribute, install, and monitor applications across your entire fleet of terminals in the field, ensuring fast and efficient rollout at scale.
What alternative payment methods (APMs) does Ingenico support?
Why should my business accept alternative payment methods?
Accepting APMs helps your business attract and retain more customers by offering flexible, convenient, and locally preferred ways to pay. From digital wallets and BNPL to QR codes and loyalty programs, APMs can help reduce cart abandonment, improve conversion rates, and appeal to tech-savvy or mobile-first shoppers.
Explore APM benefits
How do alternative payment methods improve customer experience and increase revenue?
Alternative Payment Methods enhance the shopping journey by making payments faster, more flexible, , and tailored to user preferences. Features like scan-to-pay, instant wallet transactions, BNPL financing, loyalty integration, and multi-currency support not only improve convenience but also increase average order value and customer retention. APMs reduce friction at checkout, leading to higher conversion rates and more repeat purchases.
Explore APM benefits
